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Payment Myths First-Time Homebuyers

February 27, 2024 by Danielle Edwards

Dispelling Down Payment Myths for First-Time Homebuyers

Embarking on the journey to purchase your first home can seem overwhelming, particularly when it comes to saving for the various expenses involved, notably the down payment. You might have heard the common belief that you need to set aside 20% of the home’s purchase price for the down payment. However, this isn’t always the case.

Unless stipulated by your loan type or lender, it’s typically not obligatory to provide a 20% down payment. This means you could be closer to achieving your dream of homeownership than you realize.

As stated by The Mortgage Reports:

“While putting down 20% to avoid mortgage insurance is advisable if feasible, it’s a misconception that this is always mandatory. In reality, most individuals opt for a significantly lower down payment.”

According to data from the National Association of Realtors (NAR), the median down payment hasn’t exceeded 20% since 2005. In fact, for all homebuyers today, it averages only 15%, with first-time buyers typically putting down just 8% (see graph below):

a graph of a number of blue squares

Exploring Available Resources to Aid Your Homebuying Journey

In addition to down payment assistance programs, such as the over 2,000 programs offered across the U.S. according to Down Payment Resource, various loan options can provide support. For instance, FHA loans allow down payments as low as 3.5%, while VA and USDA loans have no down payment requirements for eligible applicants.

To uncover what you qualify for, consult with your loan officer or broker. They are knowledgeable about local grants and loan programs that can assist you.

Don’t let the misconception that a 20% down payment is mandatory hinder your progress toward homeownership. Rely on professionals to help you discover resources that can turn your dreams into reality. Waiting until you’ve saved 20% may actually be more costly in the long term. According to U.S. Bank:

“There are numerous reasons why achieving a 20% down payment might not be feasible. For some, delaying until they’ve saved up 20% may incur too much time. While you’re saving for your down payment and paying rent, the price of your future home may increase.”

Home prices are projected to continue rising over the next 5 years, meaning delaying your purchase could result in a higher purchase price. Leveraging available resources to buy now allows you to benefit from future price appreciation, building equity rather than incurring additional costs.

Check out the journey of a first-time homebuyer as they navigate the real estate market with REMAX agent Danielle Edwards, in the insightful TV show segment.

In Conclusion

Remember, you don’t always require a 20% down payment to purchase a home. If you’re considering making a move this year, let’s connect to initiate discussions about your homeownership goals.

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Top Charlotte Real Estate Agent

 

Charlotte Real Estate Agent
Danielle Edwards

Selling Charlotte since 2006

danielleedwards@REMAX.net

704-604-2999

 

Filed Under: Blog Tagged With: buyers agent, Buying a Home Ballantyne NC, Charlotte, charlotte homes, Charlotte NC, charlotte real estate, Charlotte realtor, Charlotte Remax Agent, Charlotte Suburbs, danielle edwards, first time home buyer, for sale charlotte, how to buy a home in charlotte, listing agent, listing agent charlotte, moving to charlotte, realtor charlotte, remax agent charlotte, remax executive, remax realtor

The Ultimate Fall To-Do List – Danielle Edwards

September 18, 2023 by Danielle Edwards

What are the Cozy Activities for the Fall Season?

Autumn is a magical time of year. The leaves change color, the air becomes crisp, and there is a sense of excitement in the air. It is the perfect time to get outside and enjoy the beauty of nature or to cozy up indoors with a good book and a warm cup of No matter what you choose to do, fall is a great time to spend with family and friends. It is a time to celebrate the harvest, enjoy the changing seasons, and create lasting memories.

(1 ) Drink hard cider and pick apples at Windy Hill Orchard & Cider Mill.

You don’t have to head to the mountains to pick apples. The closest orchard to Charlotte is less than an hour outside the city and features live music, hayrides, a hard cider bar and, of course, fresh fried apple cider doughnuts.

The orchards is now open for picking this season. Hours are 1-6 p.m. on Fridays, 10 a.m. to 5 p.m.  on Saturdays and noon to 5 p.m on Sundays (subject to weather and crop conditions).

Head to the hard cider bar for a $13 flight featuring six flavors — usually five mainstays and one specialty rotation. If you find something you love you can buy it by the bottle at the farm stand.

Windy Hill Orchard & Cider Mill | 1860 Black Highway, York SC 29745

(2) Ride haunted rollercoasters at SCarowinds.

Operational Days/Hours: September 22 onwards

Please note that they are only open during Fridays – Sundays

Carowinds transforms from a “theme park” to a “scream park” for its annual SCarowinds Halloween attraction. The event features 500+ monsters, ghosts, and goblins roaming the grounds plus haunted attractions and shows.

Not feeling it? Buy a “No Boo” necklace for $12 and the monsters won’t approach you. And check out The Great Pumpkin Fest for kid-friendly fall entertainment.

SCarowinds | Buy tickets $39/99+

Here are some of their upcoming events:

(3) South Park Food and Wine Festival

SEPTEMBER 30, 2023 -12PM – 6PM

Sip, Savor, and Celebrate! 🍷🍽️ Join us at the South Park Wine and Food Festival for an unforgettable culinary journey through Charlotte’s finest flavors. Save the date, and get ready to indulge in the best of wine, cuisine, and community.

 

 

 

 

 

 

 

 

 

 

LEARN MORE CHARLOTTE EVENTS HERE

(4) THE AMP BALLANTYNE Entertainment

In the center of Ballantyne, there is an outdoor amphitheater. With a cutting-edge sound system, covered stage, VIP spaces, and plenty of room for general admission lawn seating, the location will accommodate events for up to 3,500 ticketed and free guests. Festivals, markets, regional performances, fitness classes, and other activities will be included in the programming in addition to the big concerts, making Ballantyne a popular destination for Charlotte residents.

In addition to having designated restrooms, concession stands, food truck parking, and perimeter fences with access points for VIP and regular admission, the venue is also outfitted with perimeter fencing. Depending on the kind of event, different areas of on-site parking will be accessible.

Learn about the upcoming events on this link.

 

(5) Dine in the middle of Tryon Street at Culture Feast.

Oct. 4, 6-9 p.m.

Long community tables fill the street for a night of live entertainment and a family-style dinner al fresco.

Catch the Festival of India this coming September 23.

Festival of India| Belk Theater, 130 N Tryon St. Charlotte, NC | Tickets starts at $5

(6) Bid farewell to summer and usher in the fall season at USNWC’s Fall Festival.

Oct. 14 featuring Build Your Own Boat Competition

They’ll have cider sampling, a Build Your Own Boat competition, live music, a trail race, yoga and more.

Put your own handmade vessel to the test on the whitewater rapids in the event’s signature Build Your Own Boat Competition. Registration is $40.

Learn more upcoming events here

(7) Travel back in time at the Carolina Renaissance Festival.

Saturdays and Sundays September 30-November 19, 2023

Go back in time to the biggest celebration since Camelot! Take a stroll through Fairhaven’s forested Village in the fall as history comes to life with nonstop, all-day, immersive, and interactive entertainment that you won’t find anywhere else. The village’s outdoor artisan market offers a wide selection of arts and crafts to purchase!

Games, rides, brave horseback jousting knights, spectacular falconry, lovely mermaids and fairies, amiable dragons, feasts, and much more adventure await! Come one, come all for a full day of nonstop family fun!

Carolina Renaissance Festival | 16445 Poplar Tent Road, Huntersville | Tickets: $32 adults, $20 kids 5-12

(8) Markets at 11 in Charlotte

Saturday, November 11/ 11:00 AM – 4:00 PM

Local businesses are bringing their craft to the South Charlotte community to shop and enjoy! Browse specialty beauty, health and home products on Ballantyne’s former golf course. Grab bites and brews from local food and drink vendors. Post up on your picnic blanket and get your groove on with musical artists all day long!

Check out this link for schedule, map and vendor list.

(9) Join 60,000+ attendees in celebrating Hispanic heritage at the Hola Charlotte Festival.

Oct. 7 | 12:00pm to 6:00PM

The 11th annual event features authentic food and beverage, cultural dance performances, vendors, and more. The Hola Charlotte Festival, one of Charlotte’s greatest Hispanic Heritage Celebrations, celebrates the richness of Latin American culture.

Hola Charlotte Festival | Uptown Charlotte, Tryon St. | Free

(10) Head to Raleigh for the N.C. State Fair and all the fried food your body can handle.

Oct. 12-22

The event is ranked among the top 25 fairs in the country and features live music, carnival games, rides, agricultural exhibitors and competitions.

This year, they’re debuting a new 155-foot ferris wheel called the Sky Gazer. Tickets to ride are $10-$13 and do not include admission. Please note that gates close for admission at 9:45PM every night. You must be at the gates prior to the said closing time.

New foods that debuted last year included an arepa burger, bacon on a stick dipped in nacho cheese and crumbled Cheetos, brownie funnel cake, a mac and cheese waffle cone topped with turkey barbecue and cracklins, chocolate chip hushpuppies and more. Stay tuned for the 2019 vendor lineup.

 

 

 

 

 

 

N.C. State Fair |  1025 Blue Ridge Road, Raleigh | Tickets $10-$13 for adults

 

(11) Watch 50+ hot air balloons take to the sky at the Annual Carolina Balloonfest.

Oct. 20-22, 2023 | Statesville Regional Airport at 260 Hangar Drive, Statesville, NC 28677

The second-oldest balloon festival in the country is a sight to behold as dozens of colorful balloons take to the sky. You can even book a ride for about $250/person.

Carolina BalloonFest | Statesville Regional Airport at 260 Hangar Drive, Statesville, NC 28677| Tickets $10-$35

 

(12) Sip on unlimited samples from 25 vineyards at the South End Wine Fall Festival.

Oct. 21, 2023 | Lenny Boy Brewing at 3000 S Tryon St, Charlotte, NC 28217

Enjoy four hours of all-you-can-drink wine, beer and cider samples plus live music and food from Papi Queso, Tin Kitchen and King of Pops.

There are two ways to upgrade your experience. Single VIP tickets are $50 and get you in an hour early to get a head start on sampling and beat the crowd. VIP tables are $600 and include 10 tickets, reserved table and chairs and four bottles of wine in addition to five hours of unlimited samples.

South End Wine Festival | Lenny Boy Brewing at 3000 S Tryon St, Charlotte, NC 28217| Tickets $38-42 general admission

(13) Dress up to drink your way through Uptown at Rich & Bennett’s Halloween Bar Crawl.

Oct. 28, 1-10 p.m.

The 22nd annual event is the largest Halloween bar crawl in the Southeast. Last year’s event featured 20+ participating bars. Stay tuned for this year’s lineup.

Rich & Bennett’s Halloween Bar Crawl | Uptown | Tickets $10 – $25

(14) Join the Great Elizabeth Pumpkin Wall Lighting.

TBA

This year’s event hasn’t been announced yet but it’s usually a few days before Halloween.

Each year, Elizabeth neighbors construct a giant 60-foot-long wall lined end to end and top to bottom with jack o’lanterns. You can join in the community carving event or just stop by to see it lit up.

(15) Run alongside planes at the airport’s Runway 5K this Fall.

Oct. 21 | Last bus leaves at 6:45 AM. 5K starts at 7:30 AM | Charlotte Douglas Airport

The unique race puts runners and walkers on the runway at one of the country’s busiest airports where they’ll get an up close view of planes queuing and taking off. This year’s event will fund an Airport Opportunity Scholarship with Central Piedmont Community College (CPCC) created to promote careers in aviation.

Runway 5K | Charlotte Douglas International Airport |

(16) Take a road trip to Asheville to see the leaves changing color in the mountains.

See guide to 28 things to see, do and eat in Asheville.

(17)  Charlotte: Rural Hill Amazing Maize Maze

September 16 · 10am – October 29 · 5pm | 4431 Neck Road Huntersville, NC 28078 United States

Get lost in seven acres of corn; perfect for socially-distanced, outdoor, family-friendly fun! The Amazing Maize Maze is one of the largest corn mazes in the Southeast.

The Historic Rural Hill phone app (in App Stores starting September 11th). Collect your map pieces, fill in your crossword puzzle, and figure out the words scramble to complete the ULTIMATE CHALLENGE – all while competing for your place on our LEADERBOARD!

Weekends starting September 11th, weekdays starting September 14th. Night mazes starting in Fall of October.

PRE-PURCHASE OF TICKETS IS REQUIRED ON WEEKDAYS 24 HOURS IN ADVANCE!! WEEKEND TICKETS CAN BE PURCHASED ON SITE AT TIME OF ARRIVAL

Get tickets: https://2021amazingmaze.eventbrite.com

IN ACCORDANCE WITH CDC AND LOCAL GUIDELINES, MASKS ARE NOT CURRENTLY REQUIRED, AS THIS IS AN OUTDOOR EVENT. THIS IS SUBJECT TO CHANGE WITH ANY UPDATES TO GUIDELINES

 

 


Danielle Edwards

South Charlotte Real Estate
Realtor, REMAX EXECUTIVE

Hefferon | Edward Team
(704) 666-3372
Licensed In: NC
License #: 249833
Contact Me

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Useful Links
What does your equity say?
Buyer Market Update Reports

Danielle Edwards Favorite MUST have Charlotte Real Estate Links

Buyer real estate software for market  updates

Best real estate software for your homes value

Search Charlotte Properties with Danielle

Check out my FIVE STAR REVIEWS here!

Filed Under: Advice, Charlotte Events, Charlotte News and Information, Events, Holiday Tips Tagged With: Amazing Maize Maze, apple picking, Asheville mountains, carolina balloonfest, Charlotte Events, Charlotte Festival, Charlotte Remax Agent, culture feast, fall festival, fifa, Halloween Bar Crawl, hot air balloon, markets, pumpkin fest, Pumpkin Wall, renaissance festival, rollercoaster, Rural Hill, The Panthers, wine, wine festival, wine walk

Property Tax Reevaluation – Mecklenburg County, Charlotte-NC 2023

March 21, 2023 by Danielle Edwards

Mecklenburg County Tax Reassessment, Charlotte- NC

PROPERTY TAX – Mecklenburg County Homeowners Hit PLAY before you PAY!!

Whatever we purchase, either online or offline; whether it’s tangible or not, let’s admit it there’s always a value added tax on it. Sometimes we might not notice but we ALWAYS PAY TAXES. And today we’re not only talking about Taxes, we’re discussing a reassessment year that happens every 4-8 years.

NOTE:  They will send you the new value in the mail, but then they “normally” adjust the tax rate for the value in June.  In past years, everyone panics, and then the county sets the new tax rate and that % is applied to your value.

For a much brief and short discussion, watch my video:

Property Tax is  a real estate ad-valorem tax, which can be considered a regressive tax, commonly calculated by a local government. It is based on the value of the property which can be real estate or – in many jurisdictions – also tangible personal property. Under the North Carolina Law it requires at least (8) eight years to conduct a property reassessment to determine it’s market value. On the other hand, Mecklenburg County has advanced their cycle to conduct the procedure every four (4) years.

Here are three (3) different criteria to consider:

  •  THE CHARACTERISTICS MATCH THEIR FILE

– For example: you permanently added a screen porch and spent about $30,000 – 80,000 on it. You’ll be receiving a notification from Mecklenburg County informing you that there will be an assessor visiting you.

Every detail, changes, upgrades will be assessed by them.

  • COMPARABLE SALES

– are comparable properties in a specific area that you’re looking to buy or sell in. They are used to determine the home value by comparing it to similar properties sold in the same neighborhood.  You will contact your local trusted real estate agent and they should be able to assist you. If you don’t have one, then hopefully you will think to contact me as your local Charlotte real estate agent!

  • ANY KNOWN IMPROVEMENTS

– Any improvement or changes you put to the house that can be taxed on.

For instance, you noticed that there might be some errors on the declared tax, there are also options for you to do.

  • Reach out to them and do an informal review
  • Formal review , go in front of them to argue your case

Visit the Mecklenburg County website for more information on this link:

 

Contact Danielle Edwards for information on Charlotte, NC, real estate.

Danielle Edwards

Charlotte Realtor®


Danielle Edwards
South Charlotte Real Estate
Realtor, REMAX EXECUTIVE
Hefferon | Edwards Team
704-761-7484
Licensed In: NC
License #: 249833
Contact Me

Questions to Ask Real Estate Agent - Charlotte, NC

 

 

 

 

 

 

 

 

 

 

 

Useful Links

Check out my FIVE STAR REVIEWS here!

 

 

Filed Under: Advice, Charlotte News and Information, Charlotte Real Estate News Tagged With: best real estate agent, best realtor charlotte, Charlotte, Charlotte Remax Agent, comparable sales, file matched, known improvements, mecklenburg county, mecklenburg county tax 2023, north carolina, Property Reassessment, Property Tax, Real Estate Information, real estate news, Real Estate Tax, realtor charlotte, remax realtor, Tax, tax to pay

Charlotte Realtor Supports Homeless

February 28, 2023 by Danielle Edwards

Charlotte real estate agent dances to raise money for Charlotte Homeless

Danielle Edwards is a dancing superstar at night in addition to being an award-winning Charlotte Realtor during the day.

  • For the Dancing with the Stars of Charlotte Gala, realtor Danielle Edwards dances with the Charlotte Ballet.
  • She will donate half of her proceeds to the Canopy Housing Foundation to assist Charlotte residents who are experiencing housing insecurity.
  • The Charlotte Ballet will receive the remaining half of the revenue.

To assist the 3,000 Charlotte residents who are homeless, she will donate half of the money she makes to the Canopy Housing Foundation. According to Edwards, the housing market is difficult for everyone, including renters, homeowners, and renters who want to become homeowners.

As a Charlotte Realtor, she stated, “I witness it every day with regular first-time homebuyers and the fact that the city has become expensive.”

The Canopy Realtor Association reports that Charlotte’s median sales price increased by over 7% this year, reaching $375,000 in January. In an effort to maybe change someone’s life in the Queen City, Edwards is battling through the discomfort while performing twists and turns.

She remarked, “I think that’s a win if I can just make a small impact and a small difference to bring awareness and maybe help alter a few lives here in Charlotte, NC.”

Watch Danielle’s piece on Spectrum news here

 

If you are doing a charitable fundraiser, here is a link for some tips on how to make your fundraiser a success.  To find out how I did,  if I won the dancing with the stars competition, click here.

Contact Danielle Edwards for information on Charlotte, NC, real estate.

Danielle Edwards

Charlotte Realtor® Danielle Edwards has been helping clients with their real estate needs since 2006.
2023 is the year of the Professional Realtor and getting back to a more normal real estate market.

Danielle Edwards
Charlotte Real Estate
Realtor, REMAX EXECUTIVE
Hefferon | Edwards Team

704-761-7484
Licensed In: NC
License #: 249833
Contact Me

Questions to Ask Real Estate Agent - Charlotte, NC

 

 

 

 

 

 

 

 

 

 

 

Useful Links

Check out my FIVE STAR REVIEWS here!

 

Filed Under: Uncategorized Tagged With: canopy housing foundation, Charity Gala, charlotte ballet, Charlotte NC, Charlotte Remax Agent, dancing with the stars, danielle edwards, Help the Homeless, Stop Homelessness

Tips on Moving to CHARLOTTE NC

December 18, 2022 by Danielle Edwards

Tips on Moving to Charlotte, NC

8 Things to Know About Moving to Charlotte

No doubt, Charlotte, NC  is a fun and exciting place to visit. Whether you’re a sports fan, a history buff, or just looking for a fun night out on the town, Uptown Charlotte has something for everyone. But if you’re planning on relocating to the Queen city, here are 8 things to know about moving to Charlotte, NC and tips on moving to Charlotte NC.

#1 Uptown is downtown.

Uptown Charlotte is the central business district of Charlotte, North Carolina, and is a vibrant and exciting place to visit. The area is home to various attractions, including the NASCAR Hall of Fame, the Mint Museum, and the Levine Museum of the New South. It also has a wide range of restaurants, shops, and entertainment venues. Uptown Charlotte is home to a number of entertainment venues, including Bank of America Stadium (home of the Carolina Panthers NFL team), and Spectrum Center (home of the Charlotte Hornets NBA team). In addition, the area is home to a number of several greenspaces including Romare Bearden Park and the Little Sugar Creek Greenway.

#2 Charlotte is home to many diverse neighborhoods.

Charlotte, North Carolina is a diverse city with a variety of neighborhoods that reflect its cultural and economic diversity. Some of the city’s neighborhoods are more affluent and primarily residential, while others are more urban with a mix of residential, commercial, and industrial areas. Communities in Charlotte known for their diversity include Plaza Midwood, which is home to a mix of professionals, artists, and families. Another diverse neighborhood is NoDa (short for North Davidson), which is known for its arts scene and eclectic mix of residents. The Elizabeth neighborhood has a mix of single-family homes and apartments. And, Dilworth is a residential area with a mix of restaurants, and South End is a more urban neighborhood with a mix of residential and industrial areas.

Lake Wylie, SC

Photo: Kelly Sikkema on Unsplash

#3 Charlotte has beautiful lakes.

Lake Norman and Lake Wylie are two popular lakes located in Charlotte, NC. Both lakes are known for their beautiful natural surroundings and offer a variety of recreational activities for residents and visitors. Lake Norman, which is located just north of Charlotte, is the largest man-made lake in the state. It is home to a number of marinas, restaurants, and other amenities. Lake Wylie, which is located just south of Charlotte, is a smaller lake. It is home to a number of parks and recreational areas, as well as several marinas and boat ramps. Both Lake Norman and Lake Wylie are popular destinations for residents and visitors to the Charlotte area. They offer a wide range of recreational activities and amenities. Whether you are looking to relax on the beach, go fishing, or enjoy a day out on the water, these lakes have something for everyone.

#4 Greenways, greenways, and more greenways!

Charlotte has greenways in every pocket of the city and they will all connect by the end of 2023, making for one seamless intracity greenway called the Cross Charlotte Trail (XCLT). These trails are typically located along natural corridors such as rivers, creeks, and abandoned rail lines, and they can be used for activities such as walking, biking, and running. There are several greenways in Charlotte, including the Little Sugar Creek Greenway, which runs through the city’s center and connects several neighborhoods and parks. Other greenways in the city include the McAlpine Creek Greenway, the Stewart Creek Greenway, and the Four Mile Creek Greenway. Greenways in Charlotte are managed by the Charlotte Department of Transportation. They are an essential part of the city’s network of trails and bikeways. They provide residents and visitors with opportunities to enjoy the outdoors and engage in physical activity, and they also serve as essential corridors for wildlife habitat and conservation.

#5 Lots of roads in Charlotte change names.

There are several roads in Charlotte, North Carolina, that change names as they pass through different neighborhoods or jurisdictions. One example is Independence Boulevard, which changes its name to Eastway Drive as it passes through the east side of the city. Other roads in Charlotte that change names include:

  • Fairview Road: Changes to Sardis Road, which turns into Rama Road in the southeastern part of the city
  • Providence Road: Changes to Marvin Road in the southeast part of the city
  • South Boulevard: Changes to Park Road in the South Park neighborhood
  • Beatties Ford Road: Changes to Rozzelles Ferry Road in the northwest part of the city
  • Billy Graham Parkway: Changes to Statesville Road as it passes through the north side of the city
  • Wilkinson Boulevard: Changes to Freedom Drive in the northwest part of the city

It’s important to pay attention to road signs and be aware of these name changes, as they can confuse visitors or newcomers to the city.

Charlotte BBQ

Photo by Kitera Dent on Unsplash

#6 Amazing BBQ… Better than Texas or Midwest.

There I said it! Charlotte, North Carolina has a thriving food scene, and BBQ is one of the city’s specialties.

There are several BBQ restaurants in Charlotte that are known for their delicious, slow-smoked meats and flavorful sauces. Some popular BBQ joints in Charlotte include:

  • Midwood Smokehouse, for its award-winning BBQ and craft beers
  • Mac’s Speed Shop, which serves up classic BBQ dishes such as pulled pork and ribs
  • Smokey Joe’s BBQ, which is known for its traditional southern BBQ
  • Sauceman’s BBQ, which serves up a variety of BBQ meats and sides.

In addition to these conventional BBQ restaurants, Charlotte also has a number of newer, more modern. BBQ spots that offer unique twists on classic BBQ dishes. With such a wide range of BBQ options to choose from. there is something for every BBQ lover to enjoy in Charlotte.

#7 Taxes are higher in Charlotte, NC

Charlotte has relatively high property taxes compared to other cities in the state. According to the Tax Foundation, the average effective property tax rate in Charlotte is 1.29%. This is higher than the state average of 0.77%. In addition to property taxes, Charlotte residents also pay state and local sales taxes. The state sales tax rate in North Carolina is 4.75%, and the local sales tax rate in Charlotte is 2.5%, for a total sales tax rate of 7.25%. The state income tax rate in North Carolina ranges from 5.25% to 7.25%, depending on income level. While the tax burden in Charlotte may be higher than in some other cities, it also has a strong economy and a high quality of life, making it an attractive place to live and work.  2023 is a TAX REVALUATION year.  Learn about that here

#8 Charlotte is rapidly growing because everyone is moving here

Charlotte has experienced significant population growth in recent decades. According to data from the U.S. Census Bureau, the population of Charlotte increased by 23% between 2010 and 2020, from 731,424 to 903,393. The city’s population is expected to continue growing in the coming years. Several factors contribute to Charlotte’s growth, including its strong economy, diverse job market, and high quality of life. Charlotte is home to several major corporations and financial institutions, and it has a thriving startup scene and a growing tech sector. The city is also home to several universities and colleges, which helps act a diverse and educated workforce. In addition to its strong economy, Charlotte is known for its attractive natural setting and outdoor recreation opportunities.  Currently, Zillow has CHARLOTTE ranked as the #1 market to watch for 2023.

Charlotte, NC or North and South Carolina are amongst the top 5 states people are flocking to.  For more tips on moving to Charlotte NC and questions on the different areas, schools, things to do.. All that good stuff – let’s talk!

Contact Danielle Edwards for information on Charlotte, NC, real estate.

Questions to Ask Real Estate Agent - Charlotte, NC

Charlotte Realtor®

Tips on Moving to Charlotte NC


Danielle Edwards

South Charlotte Real Estate
Realtor, REMAX EXECUTIVE

Hefferon | Edwards Team
704-761-7484
Licensed In: NC
License #: 249833
Contact Me

Questions to Ask Real Estate Agent - Charlotte, NC

 

 

 

 

 

 

 

 

 

 

 

Useful Links
What does your equity say?
Buyer Market Update Reports

Danielle Edwards Favorite MUST have Charlotte Real Estate Links

Buyer real estate software for market  updates

Best real estate software for the value of your home

Search Charlotte Properties with Danielle

Check out my FIVE STAR REVIEWS here!

 

 

 

 

Filed Under: Advice, Charlotte Events, Charlotte News and Information, Featured Content, Personal Interest Tagged With: ballantyne realtor, buyers agent south charlotte, Charlotte, charlotte homes, Charlotte realtor, charlotte relocation tips, Charlotte Remax Agent, Charlotte Suburbs, danielle edwards, for sale charlotte, how to buy a home in charlotte, listing agent charlotte, moving, moving to charlotte, real estate agent 28277, realtor 28226, realtor charlotte, reasons to move to charlotte, relocating to charlotte, remax agent 28226, remax agent charlotte, remax executive, remax realtor

How to Give Back This Holiday Season in Charlotte, NC

December 14, 2022 by Danielle Edwards

How to Give Back This Holiday Season in Charlotte, NC

It’s the most wonderful time of the year! The city is lit, the food is decadent, and the parties are fun. But we all know what’s important—enjoying quality time with the people you cherish and helping your community by giving your time, gifts, or donations to those in need. As it is said, it is better to give than receive. And there’s no better time to apply that mantra than during the holiday season. Here’s a list of nonprofits you can support and ideas on how to give back this holiday season in Charlotte, NC.

The Salvation Army

The Salvation Army’s Angel Tree program helps provide Christmas gifts for children in need. You can choose a gift from the Angel Tree registry through a partnership with Walmart and drop off the gift at their Christmas Center located at 2708 Yorkmont Road, Charlotte, NC 28208. Distribution starts on December 16th. And donations are always accepted in lieu of gifts.

The CMPD Explorers

The CMPD Explorers Christmas Project partners with the Salvation Army Christmas Assistance Program to provide Christmas presents for hundreds of children in the Charlotte area. They accept toy donations for children under 14 years old at any Charlotte Fire Station or CMPD office. You can also set up a toy drive at your business, school, or church. Of course, donations are always accepted as well!

Toys for Tots

Toys for Tots makes a huge impact in Charlotte. Last year, they distributed 19,796 toys to children in need. You can request a Toys for Tots box to put in the lobby at your business, school, or church. Or you can find a list of public boxes to donate toys here.

Charlotte Rescue Mission

Charlotte Rescue Mission. This faith-based organization is dedicated to helping people and families impacted by addiction. During the holiday season, Charlotte Rescue Mission accepts money, food, clothes, and medicine donations. They also accept notes of hope and encouragement.

Thompson Child & Family Focus

Thompson Child & Family Focus make the holidays magical for almost 800 children by stuffing their stockings and their hearts. Secret Santa wish lists are available through a Child’s Place, Friends of the Children, Wraparound, and Family partners.

A Roof Above

A Roof Above serves the housing-insecure families of Charlotte. They depend on community donations to help get them through the winter comfortably. They also host a collection drive during the holiday season or you can purchase items from their Amazon Wishlist.

The Harvest Center

The Harvest Center of Charlotte invites families to assist with meal preparation and serving local Charlotteans in need. They encourage you to also sit down, eat and socialize with those you serve to build new friendships and connections. They also welcome volunteers to help with move-in preparations and campus beautification.

Neighborhood Cookie and Hot Cocoa Stand

And, one of my favorites, if you have a little entrepreneurial spirit at home, set up your own cookie and hot cocoa stand with proceeds going to your favorite local charity!

 

Contact Danielle Edwards for information on Charlotte, NC, real estate.

Questions to Ask Real Estate Agent - Charlotte, NC

Charlotte Realtor®


Danielle Edwards

South Charlotte Real Estate
Realtor, REMAX EXECUTIVE

Hefferon | Edwards Team
704-761-7484
Licensed In: NC
License #: 249833
Contact Me

Questions to Ask Real Estate Agent - Charlotte, NC

 

 

 

 

 

 

 

 

 

 

 

Useful Links
What does your equity say?
Buyer Market Update Reports

Danielle Edwards Favorite MUST have Charlotte Real Estate Links

Buyer real estate software for market  updates

Best real estate software for the value of your home

Search Charlotte Properties with Danielle

Check out my FIVE STAR REVIEWS here!

 

 

 

 

Filed Under: Advice, Charlotte Events, Charlotte News and Information, Featured Content, Holiday Tips, Personal Interest Tagged With: Charlotte, charlotte giving, charlotte non profits, Charlotte realtor, Charlotte Remax Agent, Charlotte Suburbs, charlotte ways to give, danielle edwards, holiday tips, how to buy a home in charlotte, how to give back in charlotte, moving to charlotte, realtor charlotte, remax agent charlotte, remax executive, things to do in charlotte holiday

Why Now is the Best Time to Buy

December 2, 2022 by Danielle Edwards

Why Now is the Best Time to Buy

It’s the most wonderful time of the year! And, yes, even in real estate! We know a lot of buyers are asking the same questions right now: Should I wait for interest rates to come back down before I buy a home? Let me explain why now, even with the higher interest rates, is the best time to buy a home.

Charlotte is one of the top 5 cities to move to for work and honestly, buying a house today saves you big bucks in the long run.

  • No more paying $100K over asking.
  • No more waiving inspections and appraisals.
  • No more as-is offers.
  • No more bidding wars!
  • You will be able to negotiate a fair price.
  • You will receive seller concessions if the inspection reports indicate repairs are needed.
  • PLUS, you can REFINANCE as soon as rates come back down in a year or two.

Check out this handy comparison of what buying a house today vs. 6 months ago looks like:

 

Danielle Edwards, Charlotte, NC

Enjoy your holiday and give me a call so I can help you find the home of your dreams in 2023.

Contact Danielle Edwards for information on Charlotte, NC, real estate.

Questions to Ask Real Estate Agent - Charlotte, NC

Charlotte Realtor®


Danielle Edwards

South Charlotte Real Estate
Realtor, REMAX EXECUTIVE

Hefferon | Edwards Team
704-761-7484
Licensed In: NC
License #: 249833
Contact Me

Questions to Ask Real Estate Agent - Charlotte, NC

 

 

 

 

 

 

 

 

 

 

 

Useful Links
What does your equity say?
Buyer Market Update Reports

Danielle Edwards Favorite MUST have Charlotte Real Estate Links

Buyer real estate software for market  updates

Best real estate software for the value of your home

Search Charlotte Properties with Danielle

Check out my FIVE STAR REVIEWS here!

 

 

 

 

Filed Under: Charlotte News and Information, Featured Content, Market Conditions, Personal Interest Tagged With: ballantyne agent, ballantyne homes, buy a home in charlotte, Charlotte, Charlotte realtor, Charlotte Remax Agent, Charlotte Suburbs, danielle edwards, fort mill, fort mill for sale, fort mill realtor, lancaster homes for sale, living in ballantyne, moving to charlotte, realtor charlotte, remax agent charlotte, remax executive, south carolina, south carolina agent, south carolina homes for sale, south charlotte realtor, york county homes for sale

5 Things I Love About South Carolina!

November 18, 2022 by Danielle Edwards

5 Things I Love About South Carolina!

South Carolina is a sure bet if you’re looking for big-city amenities with a slower pace of life. I sell a lot of homes on the South Carolina side of Charlotte, primarily to families looking for top-rated schools and retirees looking to take advantage of all the recreational opportunities this beautiful palmetto state has to offer. Watch my video to learn about the top 5 things I love about South Carolina.


 

Fireworks All Day, Everyday

Who doesn’t love the beautiful display of colors lighting up the night sky? South Carolina fireworks are some of the best in the country too. Many other states only allow the sale of “safe and sane” fireworks, but South Carolina allows the purchase of any Consumer-class (C-class) fireworks, with a few exceptions. Fireworks are legal to light every day. So, be safe and respectful of your neighbors, and enjoy shooting fireworks all year in South Carolina.

Cheaper Liquor and Gas

Are you starting to sense a vibe about South Carolinians? Yep, they sure know how to have a good time! Because the state does not operate liquor stores in South Carolina, SC liquor stores can compete, driving down the costs. So go on down to Frugal MacDoogal’s at the Carowinds exit and enjoy your savings — and don’t forget to gas up while you are there!

Charleston, SC

Courtesy of @Leonel-Heisenberg on Unsplash

Beaches, Beaches, Beaches

From famous rockin’ Myrtle Beach to upscale Hilton Head Island to quieter beaches like Daufuskie Island, there’s a beach for every personality and lifestyle. My personal favorites are the charming beaches surrounding Charleston, SC. Enjoy spending your days on Folly Beach and later eating at some of the finest restaurants in the country in beautiful, historic Charleston, SC.

Lower Taxes

South Carolina enjoys some of the lowest property tax rates of any state. The current tax rate below the NC border is 0.560%, compared to 1.05% in Charlotte’s Mecklenburg county. This difference is a savings of almost $2,000 a year when comparing a $400,000 house in South Carolina vs. Mecklenburg county!

Location

Charlotte is a stone’s throw away from the South Caroline border. South Carolina offers peaceful country living, affordable homes, and cheaper taxes. And it is just a short drive from all of the amenities in nearby Charlotte, making it a suitable choice for South Charlotte commuters and retirees. I’ve helped buyers in the communities of Fort Mill, Indian Land, Lancaster County, and York County find the home of their dreams, and I can help you too!

Contact Danielle Edwards for information on Charlotte, NC, real estate.

Questions to Ask Real Estate Agent - Charlotte, NC

Charlotte Realtor®


Danielle Edwards

South Charlotte Real Estate
Realtor, REMAX EXECUTIVE

Hefferon | Edwards Team
704-761-7484
Licensed In: NC
License #: 249833
Contact Me

Questions to Ask Real Estate Agent - Charlotte, NC

 

 

 

 

 

 

 

 

 

 

 

Useful Links
What does your equity say?
Buyer Market Update Reports

Danielle Edwards Favorite MUST have Charlotte Real Estate Links

Buyer real estate software for market  updates

Best real estate software for the value of your home

Search Charlotte Properties with Danielle

Check out my FIVE STAR REVIEWS here!

 

 

 

 

Filed Under: Charlotte News and Information, Featured Content, Personal Interest Tagged With: ballantyne agent, ballantyne homes, Charlotte, Charlotte realtor, Charlotte Remax Agent, Charlotte Suburbs, danielle edwards, fort mill, fort mill for sale, fort mill realtor, how to buy a home in charlotte, indian land, indian land homes, indian land homes for sale, indian land neighborhoods, indian land real estate, indian land real estate agent, indian land realtor, indian land remax agent, lancaster homes for sale, living in ballantyne, moving to charlotte, realtor charlotte, remax agent charlotte, remax executive, south carolina, south carolina agent, south carolina homes for sale, york county homes for sale

5 Things to Know About Living in Indian Land, SC

November 17, 2022 by Danielle Edwards

5 Things to Know about Living in Indian Land, SC

Indian Land, SC, is becoming one of the top Charlotte, NC suburbs. Forbes magazine named Indian Land a top “Boom town” in the nation. And for a good reason. There’s a lot of love about this beautiful, sprawling setting, located just south of Charlotte in Lancaster county. Read on to learn about the benefits of living in Indian Land, SC.

LOCATION

Indian Land is an unincorporated community in the northernmost part of Lancaster County, SC. It offers peaceful country living, affordable homes, and taxes and is just a short drive from all of the amenities in nearby Charlotte and Fort Mill. Indian Land is 15 minutes from the Ballantyne area and only 45 minutes from uptown Charlotte, making it a suitable choice for South Charlotte commuters and retirees. 

LOWER TAXES

South Carolina enjoys some of the lowest property tax rates of any state in the US. And Indian Land is no exception. The current tax rate in Lancaster County is 0.560%, compared to 1.05% in Charlotte’s Mecklenburg county. This difference is a savings of almost $2,000 a year when comparing a $400,000 house in Lancaster County vs. Mecklenburg county!

DEVELOPMENTS

Indian Land, SC, is booming! Residential and retail communities continue to develop, and many of the communities cater to the active adult lifestyle. 

  • Bridgemill: Homes range from $600,000 to over $1 million. Beautiful lots, landscaping, and, yes, sidewalks! You are close to TONS of shopping, restaurants, a movie theater, the YMCA, doctor’s offices, and the highway. Watch my video below to see the beautiful Bridgemill. 

  • Sun City at Carolina Lakes: The largest Active Adult golf course community in the Charlotte region that lies on the banks of the Catawba River in SC. This 3,160-home community across 1,512 acres of scenic hills and forests allows residents to enjoy a low-maintenance lifestyle and access amenities, including two large clubhouses and an 18-hole golf course.
  • CrossRidge Center is a 190-acre mixed-use commercial development site just miles from Charlotte’s affluent Ballantyne Community. The site offers more than 1,500 feet of frontal-facing property on Hwy 521. 
  • ParkStone at Indian Land: ParkStone has begun clearing the ground on approximately 46 acres of Land off of 521. The plan includes a mix of medical, commercial, and retail space adjacent to 266 luxury apartments in 10 buildings.

AMENITIES

Although Indian Land has more of a rural vibe and no real “downtown,” plenty of businesses keep you close by. The commercial areas include food and local restaurants, convenience stores, grocery, and even a Super Walmart. 

The best part of living in Indian Land is the connection to the Land and nature. Outdoor lovers will appreciate the Andrew Jackson State Park, which offers hiking, canoeing, camping, fishing, and picnicking. The park has plenty of recreational attractions, including a campground, a fishing lake, picnic shelters, and nature trails.

Indian Land, SC Homes for Sale

Also nearby is the Landsford Canal State Park, a former canal on the banks of the Catawba River. The park is the perfect site for hiking and mountain biking since many trails exist.

For families or retirees interested in joining a social club, the Firethorne Country Club is just across the NC border and a local Lancaster, SC favorite. A luxury country club with a reasonably challenging golf course and a very active tennis league. It is located three miles south of Ballantyne and is part of the club group. 

ECONOMY

Although Indian Land is a small rural town, it’s the home to the HQs of several major businesses, including Continental Tire North America, Red Ventures, Sharonview Federal Credit Union, The Inspiration Networks, and Movement Mortgage. Also located here are large branches of Honeywell, URS Corporation, TriNet, and Keer America Corporation.

 

Contact Danielle Edwards for information on Charlotte, NC, real estate.

Questions to Ask Real Estate Agent - Charlotte, NC

Charlotte Realtor®


Danielle Edwards

South Charlotte Real Estate
Realtor, REMAX EXECUTIVE

Hefferon | Edwards Team
704-761-7484
Licensed In: NC
License #: 249833
Contact Me

Questions to Ask Real Estate Agent - Charlotte, NC

 

 

 

 

 

 

 

 

 

 

 

 

Useful Links
What does your equity say?
Buyer Market Update Reports

Danielle Edwards Favorite MUST have Charlotte Real Estate Links

Buyer real estate software for market  updates

Best real estate software for the value of your home

Search Charlotte Properties with Danielle

Check out my FIVE STAR REVIEWS here!

Filed Under: Advice, Charlotte News and Information, Featured Content Tagged With: Charlotte, Charlotte realtor, Charlotte Remax Agent, Charlotte Suburbs, danielle edwards, how to buy a home in charlotte, indian land, indian land homes, indian land homes for sale, indian land neighborhoods, indian land real estate, indian land real estate agent, indian land realtor, indian land remax agent, living in ballantyne, moving to charlotte, realtor charlotte, remax agent charlotte, remax executive

Why Ballantyne Is A Great Place to Live in Charlotte, NC

November 3, 2022 by Danielle Edwards

Why Ballantyne Is A Great Place to Live in Charlotte, NC

Affluent Ballantyne is a top “suburb” of Charlotte, NC. It’s coming into its own with unique neighborhoods, top-rated schools, entertainment, and shopping. Here are some reasons Ballantyne is a great place to live in Charlotte, NC.

LOCATION, LOCATION, LOCATION – Charlotte, NC

Ballantyne is located in South Charlotte across a 2,000-acre tract of land along the South Carolina border. With easy access to I485, 521, and Pineville-Matthews Road, this location gives you easy access to all of Charlotte metro’s big-city amenities (only 15 minutes to Uptown!). And it is closer to my favorite NC & SC beaches.

COMMUNITIES in the Ballantyne area

As one of the nation’s finest master-planned communities, Ballantyne’s beautiful streets are the product of careful planning over two decades. Ballantyne’s residences range from modern apartments and townhomes to charming southern single-family homes to lavish multi-million dollar estates, showcasing the finest in Charlotte luxury real estate.

Ballantyne Country Club and other gated communities comprise some of Ballantyne’s most coveted properties. Many of these exquisite estate homes sit on 3+ acre lots with swimming pools, cabanas, and guest houses.
 Other favorite neighborhoods include Thornhill, Ardrey, and HighGrove, which feature homes starting in the mid-$400s – $1 million+. These delightful communities give you access to pools, tennis, walking trails, parks, and community clubs.

ENTERTAINMENT

It’s safe to say that Ballantyne is on FIRE🔥 and gearing up for another transformation. Ballantyne reimagined and repurposed the former Ballantyne Hotel and Spa golf course into a 525-acre mixed-use development. The vision is to create a more urban, walkable environment in the heart of Ballantyne. The new development includes a six-acre Stream Park, a vibrant 3,000-capacity amphitheater for live music, and a waterfront retail district that will house restaurants, coffee, yoga, shopping, housing, and more.

Ballantyne Reimagined -Danielle Edwards

Courtesy Northwood Office

Ballantyne is also home to Blakeney and Ballantyne Village, two premier shopping, dining, and event districts. Blakeney is dedicated to shopping, dining, and entertainment, with a stage for outdoor events and social gatherings, a splash pad and play area for kids, and the widest variety of boutiques, shops, restaurants, and services for miles around. Ballantyne Village is a high-end shopping center with boutique retail, restaurants, and office space. Recognized by the impressive crown atop the tower, Ballantyne Village has become a landmark for the Ballantyne community.

DESTINATION SPOT IN CHARLOTTE, NC

With everything Ballantyne has to offer, it’s no wonder it’s ranked as one of the top communities in Charlotte, NC. It does have it ALL! Masterfully planned and expanded upon over the years, Ballantyne feels like its own small, affluent town, only 15 minutes from Uptown Charlotte, NC. Enjoy beautiful parks and trails, top-rated schools, homes for every lifestyle and budget, and more amenities than you can ever dream of having at your fingertips. Call me today for a tour of Ballantyne!

Contact Danielle Edwards for information on Charlotte, NC real estate.

Questions to Ask Real Estate Agent - Charlotte, NC

Charlotte Realtor®

 


Danielle Edwards

South Charlotte Real Estate
Realtor, REMAX EXECUTIVE

Hefferon | Edwards Team
704-761-7484
Licensed In: NC
License #: 249833
Contact Me

Questions to Ask Real Estate Agent - Charlotte, NC

 

 

 

 

 

 

 

 

 

 

 

 

Useful Links
What does your equity say?
Buyer Market Update Reports

Danielle Edwards Favorite MUST have Charlotte Real Estate Links

Buyer real estate software for market  updates

Best real estate software for the value of your home

Search Charlotte Properties with Danielle

Check out my FIVE STAR REVIEWS here!

Filed Under: Advice, Charlotte News and Information, Featured Content Tagged With: Ballantyne, ballantyne agent, Ballantyne Commute, ballantyne homes, ballantyne homes for sale, ballantyne real estate, ballantyne real estate agent, best realtor ballantyne, Charlotte, Charlotte realtor, Charlotte Remax Agent, Charlotte Suburbs, danielle edwards, how to buy a home in charlotte, living in ballantyne, moving to charlotte, realtor charlotte, remax agent charlotte, remax executive

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Danielle Edwards
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12104 Copper Way Ste. 100
Charlotte, NC 28277
704-276-6882
info@soldondanielle.com

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