Danielle Edwards

RE/MAX Executive

Danielle Edwards with RE/MAX Executive

How Shifting Mortgage Rates Affect Your Finances

by

a house with many different colored numbers

Key Considerations When Buying a Home

For prospective homebuyers, understanding the significance of mortgage rates is essential in determining affordability and monthly payments.

Even minor fluctuations in mortgage rates can significantly influence your purchasing capacity.

To effectively navigate these changes and make well-informed buying decisions, it’s advisable to seek guidance from a knowledgeable local real estate agent and mortgage specialist.

2 of the Factors That Impact Mortgage Rates

If you’re looking to buy a home, you’ve probably been paying close attention to mortgage rates. Over the last couple of years, they hit record lows, rose dramatically, and are now dropping back down a bit. Ever wonder why?

The answer is complicated because there’s a lot that can influence mortgage rates. Here are just a few of the most impactful factors at play.

Inflation and the Federal Reserve

The Federal Reserve (Fed) doesn’t directly determine mortgage rates. But the Fed does move the Federal Funds Rate up or down in response to what’s happening with inflation, the economy, employment rates, and more. As that happens, mortgage rates tend to respond. Business Insider explains:

“The Federal Reserve slows inflation by raising the federal funds rate, which can indirectly impact mortgages. High inflation and investor expectations of more Fed rate hikes can push mortgage rates up. If investors believe the Fed may cut rates and inflation is decelerating, mortgage rates will typically trend down.”

Over the last couple of years, the Fed raised the Federal Fund Rate to try to fight inflation and, as that happened, mortgage rates jumped up, too. Fortunately, the expert outlook for inflation and mortgage rates is that both should become more favorable over the course of the year. As Danielle Hale, Chief Economist at Realtor.com, says:

“Mortgage rates will continue to ease in 2024 as inflation improves . . .”

There’s even talk the Fed may actually cut the Fed Funds Rate this year because inflation is cooling, even though it’s not yet back to their ideal target.

The 10-Year Treasury Yield

Additionally, mortgage companies look at the 10-Year Treasury Yield to decide how much interest to charge on home loans. If the yield goes up, mortgage rates usually go up, too. The opposite is also true. According to Investopedia:

“One frequently used government bond benchmark to which mortgage lenders often peg their interest rates is the 10-year Treasury bond yield.”

Historically, the spread between the 10-Year Treasury Yield and the 30-year fixed mortgage rate has been fairly consistent, but that’s not the case recently. That means, there’s room for mortgage rates to come down. So, keeping an eye on which way the treasury yield is trending can give experts an idea of where mortgage rates may head next.

Bottom Line

With the Fed meeting later this week, experts in the industry will be keeping a close watch to see what they decide and what impact it’ll have on the economy. To navigate any mortgage rate changes and their impact on your moving plans, it’s best to have a team of professionals on your side.

 

Danielle Edwards, Charlotte Real Estate agent stresses the fact that buyers need to be preapproved and know all their options.  Understanding the process is key.   Danielle was featured on the TV SHOW First-Time Hombuyers and it is a great glimpse into HOW she helps buyers have a great experience.

 

Top Charlotte Real Estate Agent

 

Charlotte Real Estate Agent
Danielle Edwards

Selling Charlotte since 2006

danielleedwards@REMAX.net

704-604-2999

 

 

Payment Myths First-Time Homebuyers

by

Dispelling Down Payment Myths for First-Time Homebuyers

Embarking on the journey to purchase your first home can seem overwhelming, particularly when it comes to saving for the various expenses involved, notably the down payment. You might have heard the common belief that you need to set aside 20% of the home’s purchase price for the down payment. However, this isn’t always the case.

Unless stipulated by your loan type or lender, it’s typically not obligatory to provide a 20% down payment. This means you could be closer to achieving your dream of homeownership than you realize.

As stated by The Mortgage Reports:

“While putting down 20% to avoid mortgage insurance is advisable if feasible, it’s a misconception that this is always mandatory. In reality, most individuals opt for a significantly lower down payment.”

According to data from the National Association of Realtors (NAR), the median down payment hasn’t exceeded 20% since 2005. In fact, for all homebuyers today, it averages only 15%, with first-time buyers typically putting down just 8% (see graph below):

a graph of a number of blue squares

Exploring Available Resources to Aid Your Homebuying Journey

In addition to down payment assistance programs, such as the over 2,000 programs offered across the U.S. according to Down Payment Resource, various loan options can provide support. For instance, FHA loans allow down payments as low as 3.5%, while VA and USDA loans have no down payment requirements for eligible applicants.

To uncover what you qualify for, consult with your loan officer or broker. They are knowledgeable about local grants and loan programs that can assist you.

Don’t let the misconception that a 20% down payment is mandatory hinder your progress toward homeownership. Rely on professionals to help you discover resources that can turn your dreams into reality. Waiting until you’ve saved 20% may actually be more costly in the long term. According to U.S. Bank:

“There are numerous reasons why achieving a 20% down payment might not be feasible. For some, delaying until they’ve saved up 20% may incur too much time. While you’re saving for your down payment and paying rent, the price of your future home may increase.”

Home prices are projected to continue rising over the next 5 years, meaning delaying your purchase could result in a higher purchase price. Leveraging available resources to buy now allows you to benefit from future price appreciation, building equity rather than incurring additional costs.

Check out the journey of a first-time homebuyer as they navigate the real estate market with REMAX agent Danielle Edwards, in the insightful TV show segment.

In Conclusion

Remember, you don’t always require a 20% down payment to purchase a home. If you’re considering making a move this year, let’s connect to initiate discussions about your homeownership goals.

.

.

.

.

.

Top Charlotte Real Estate Agent

 

Charlotte Real Estate Agent
Danielle Edwards

Selling Charlotte since 2006

danielleedwards@REMAX.net

704-604-2999

 

Today’s Real Estate Market is Ideal for Business

by

More Choices, Less Stress

Why today’s real estate market is ideal for business? Ever felt like your current place just doesn’t fit anymore? Whether it’s too big, too small, or just not meeting your needs, you’re not alone. Luckily, with a 15.6% increase in homes for sale compared to last year, you’ve got more options than ever. That means less stress finding your dream home. And hey, if you’re worried about the selection, don’t be! Working with a local real estate agent keeps you in the loop on what’s out there.

a graph with red and blue squares

Less Competition, More Attention in Charlotte, NC

Now, you might be thinking, “Sure, more homes on the market means more competition, right?” Not so fast. Despite the bump in inventory, we’re still down nearly 40% from 2019 levels. According to experts, we’ve got a ways to go before hitting pre-pandemic levels. Translation? Your home, priced right and marketed well, will stand out in the crowd. With eager buyers on the lookout, you might just find yourself closing the deal faster than you think and witnessing firsthand that today’s real estate market is ideal for business.

How This Benefits You When You Sell

  1. More Flexibility for Your MoveConsidering selling because your current place doesn’t quite fit the bill anymore? Whether it’s too spacious, too cozy, or simply not meeting your lifestyle needs, you’re not alone. With a noticeable year-over-year increase, you now have a broader range of options for your next home. This means your search might just become a tad easier.If you’ve been hesitating to sell out of fear of not finding a new home that suits your preferences, worry no more. Teaming up with a local real estate expert ensures you’re in the loop about the available properties in your area.
  2. Minimal Competition for Your SaleWhile there’s a bump in the number of homes up for grabs, it’s still not quite back to pre-pandemic levels. According to insights from Calculated Risk, we’re still lagging nearly 40% behind 2019 figures. Closing this gap won’t happen overnight. As a recent Realtor.com article points out:

    “The number of homes for sale and new listing activity continues to improve compared to last year. However, the inventory of homes for sale still has a long journey back to pre-pandemic levels.”

    What does this mean for you? Well, with the right pricing strategy guided by an agent, your property is likely to attract significant interest from eager buyers and could sell swiftly.

Wrapping It Up

So, if you’ve been on the fence about selling your Charlotte home, now’s the time to hop off. With more options for your next move and less competition for your current digs, it’s a win-win situation. Ready to make a move? Let’s chat and get the ball rolling!

.

.

.

 

Top Charlotte Real Estate Agent

 

Charlotte Real Estate Agent
Danielle Edwards

Selling Charlotte since 2006

danielleedwards@REMAX.net

704-604-2999

 

 

MARKET UPDATE FOR ZIP CODE 28226

by

Market Update for Zip Code 28226: South Charlotte Real Estate Insights

28226 South Charlotte Video Market Update Quarter One 2024

Latest Trends in South Charlotte Real Estate Market

Exploring the Dynamics

In this market update for zip code 28226, we delve into the dynamics of the South Charlotte real estate landscape. Top  RE/MAX agent Danielle Edwards provides insights into the current scenario.

Supply and Demand Analysis

Supply and demand dynamics take center stage in the South Charlotte/South Park area. With inventory levels at less than a month’s worth, the market offers promising prospects for both sellers and buyers alike in Charlotte, NC.Spring Season Surge: Buyer Activity Intensifies

As we approach the spring real estate season, buyer activity is intensifying, indicating a potential surge in market activity. Whether you’re considering buying or selling property in Charlotte, now is a crucial time to stay informed and make well-informed decisions.

Strategizing in the Competitive Market

Moreover, with the influx of buyers and the limited inventory, competition is expected to heat up in zip code 28226. It’s imperative for both sellers and buyers to strategize effectively to navigate this dynamic market successfully.

External Factors at Play

Additionally, factors such as interest rates, economic conditions, and government policies play a significant role in shaping the real estate landscape. Keeping abreast of these developments is essential for making informed decisions.

Conclusion: Expert Guidance Matters

In conclusion, the real estate scene in zip code 28226 is set for robust activity in the upcoming months. Whether you’re a seller looking to capitalize on the market demand or a buyer seeking to find your dream home, expert guidance can make all the difference. Reach out to us for personalized assistance in navigating the South Charlotte real estate market.

Stay tuned for all updates! Follow us on social media, Facebook, Instagram and YouTube.

.

Explore 28226 Today

View available spec homes LIVE in this link.

.

Top Charlotte Real Estate Agent As Seen on House Hunters Charlotte guiding her buyer Lyndsay on her relocation.

 

 

 

 

 

 

Charlotte Real Estate Agent
Danielle Edwards, Hall of Fame, Diamond Award Team,

2023 Community Luminary of the Year

Olde Providence Elementary Advocate/Sponsor

OP PTA Board member

Selling Charlotte since 2006

danielleedwards@REMAX.net

 

 

Information from Canopy MLS.


Charlotte Real Estate Market Update 2024

by

Charlotte Real Estate Market Update

Is 2024 the time to buy?

Charlotte, North Carolina

Charlotte Real Estate Market Update

 

 

 

 

 

As a real estate agent deeply ingrained in the Charlotte market, I’ve delved into the latest insights provided by the Charlotte Business Journal, which have been meticulously derived from Canopy MLS data. These findings shed light on the shifting dynamics within our local housing landscape, offering valuable perspective for both buyers and sellers alike.

The analysis encompasses a comprehensive range of residential properties, including single-family homes, condominiums, and townhouses. To provide a holistic view, the data not only examines year-over-year changes but also incorporates pre-pandemic figures from 2019, allowing for a more nuanced comparison.

Before delving into the specifics, it’s worth noting that one ZIP code, 28104, has been excluded from the analysis. This decision stems from its limited geographical presence within Mecklenburg County, coupled with the relatively modest number of home sales—less than 100—in 2023.

Which Charlotte zipcode saw the biggest decline?

Among the standout revelations, ZIP code 28203 emerges with the most significant year-over-year decrease. This area, encompassing the upscale neighborhoods of South End and Dilworth, experienced a notable 36.8% decline in sales, dropping from 302 in 2022 to 191 in 2023. Moreover, sales in 28203 plummeted by 42.5% compared to pre-pandemic levels in 2019.

Following closely behind are ZIP codes 28078 and 28202, both witnessing a substantial 36.7% decline in sales. In the vibrant community of Huntersville (28078), home sales decreased from 1,456 in 2022 to 922 in 2023. Meanwhile, uptown’s 28202 saw sales dwindle from 362 to 229 during the same period.

Additional ZIP codes experienced declines of at least 30%, including 28217 in southwest Charlotte and 28204 in the Elizabeth area. Notably, 28217 stands out as the lone ZIP code in Mecklenburg County to buck the trend, witnessing a remarkable 31.9% increase in home sales compared to 2019.

In terms of overall sales volume, ZIP code 28269, situated north of center city toward Highland Creek, claimed the top spot with 1,138 closings in 2023—the only ZIP code in Mecklenburg County to surpass the 1,000 mark. Conversely, 28204 recorded the fewest closings at 120.

These findings underscore the broader narrative of a cooling housing market in 2023, characterized by constrained inventory and escalating affordability challenges attributed to rising interest rates and sustained price appreciation over the years.

Across the Charlotte region, home sales dipped by 17.3% in 2023, falling to 41,546 closings from 50,222 in the preceding year—a notable departure from the 50,854 sales recorded in 2019. In Mecklenburg County specifically, there were 15,326 closings, marking a substantial 20% decline from 2022 and a significant 26.4% decrease from 2019.

For a detailed visual representation of how home sales fared across Mecklenburg County in 2023 compared to both 2022 and 2019, refer to the accompanying infographic below. This comprehensive breakdown, organized by ZIP code and sorted in descending order of percentage decrease, offers valuable insights into the evolving dynamics of our local real estate landscape.

Charlotte Buyers – Real Estate 2024

What does this mean to you? Since rates have slowly started to drop we have seen buyers come out of the woodwork to prepare to try to buy a home again. Experts are saying between now and the beginning of April you can take advantage of incentives, less chance of bidding wars, and negotiate other terms.

Charlotte buyers love screen porches

 “Just-Right” Charlotte Homes beating the stats

  • Move-in Ready
  • Great schools/location
  • Close to greenway
  • Offering closings costs for rate buy-down
  • Screen porch, End-Unit, Pool, Cul De Sac
  • New/Like new HVAC, Roof, Windows, Siding

Charlotte Homes that are not winning

  • Homes that are outdated
  • Topography issues
  • Road Noise
  • Less desirable schools
  • Neglected repairs
  • Cost of updates both cosmetic and mechanical not considered when listed

Charlotte’s real estate market in 2024 is going to be a game changer.  No longer can you just put your home on the market and sit back and watch the money roll in.  Top experts are saying this is the year our value will stand out more than ever.

Got real estate questions?  Let’s talk!

Top Charlotte Real Estate Agent

 

Charlotte Real Estate Agent
Danielle Edwards

Selling Charlotte since 2006

danielleedwards@REMAX.net

704-604-2999

 

 

 

Information by Jenna Martin and Canopy MLS.

Back on the Market Townhomes Charlotte – Galloway Park

by

Townhomes Charlotte

BACK ON THE MARKET New Townhomes Charlotte for Sale – Galloway Park

1408 Galloway Park Road, Charlotte, North Carolina

Let’s check out this Charlotte listings townhome stats!

  • Price: $370,000
  • Address: 1408 Galloway Park Road
  • City: Charlotte
  • State: North Carolina
  • ZIP: 28262
  • MLS #: 3936290
  • Square Feet: 1,742
  • Bedrooms: 3
  • Bathrooms: 2.5
  • Built: 2021
Additional Features: 
It has an exciting neighborhood features, amazing view, an overlooking terrace and a perfect home for you!

Living in Charlotte, NC – 28262 more information on – Townhomes Charlotte

If you’re looking forward to buying a new construction home, this is  townhome is exactly what you’re looking for! Be astounded with our newest REMAX listing on the market. This stunning end-unit-corner lot facing treed lot has been barely lived in and will definitely meet all your standards. It has a majestic Iron-stair case spindles, Primary bath expanded shower, Smart home thermostat, alarm and door locks! In addition to this, it has a Top Level kitchen upgrades with 5-burner gas stoves for you to have a wonderful cooking experience! Our kind sellers added some fancy stuff like the new swanky fan in the family room and a 2-inches faux wood blinds. You’ll never get to worry about supply chain issues to get your SS refrigerator and washer and dryer too!

Here’s a more interesting fact :

It’s only a few blocks away from Trader Joes, and UNC-Charlotte!  Definitely a great catch! You will love the Charlotte restaurants and the quick access to make your way home.  This Charlotte NC location is a 10!  Most Charlotte townhomes are older in this area.  So finding something this new is a score!  Townhomes are great because you don’t have someone living above you.
If you are new to the Charlotte, NC area this area is just North of Uptown Charlotte.  Home prices tend to be slightly less than what you will find in South Charlotte.  Living in this area is great for easy access to the Charlotte area and shopping is just around the corner.
Check out the location on the map:

LEARN MORE ABOUT THE TOWNHOUSE. HERE’S A QUICK TOUR!

Don’t wait too long!  Mortgage are starting  to decrease  and rates starts to stabilize! So this might be the sign you have been waiting for!
For more information on this townhome or living in CHARLOTTE, NC just reach out.

Contact Danielle Edwards for information on Charlotte, NC, real estate.

Danielle Edwards

Charlotte Realtor® Danielle Edwards has been helping clients with their real estate needs since 2006.

Did you know that less that 91% of Charlotte Realtors have worked in a market with less than 45 days on the market and interest rates above 6%!!

2023 is the year of the Professional Realtor and getting back to a more normal real estate market.

Danielle Edwards

Charlotte Real Estate

Realtor, REMAX EXECUTIVE

Hefferon | Edwards Team

704-761-7484
Licensed In: NC
License #: 249833
Contact Me

Questions to Ask Real Estate Agent - Charlotte, NC

 

 

 

 

 

 

 

 

 

 

 

Useful Links

Check out my FIVE STAR REVIEWS here!

 

 

Tips on Moving to CHARLOTTE NC

by

Tips on Moving to Charlotte, NC

8 Things to Know About Moving to Charlotte

No doubt, Charlotte, NC  is a fun and exciting place to visit. Whether you’re a sports fan, a history buff, or just looking for a fun night out on the town, Uptown Charlotte has something for everyone. But if you’re planning on relocating to the Queen city, here are 8 things to know about moving to Charlotte, NC and tips on moving to Charlotte NC.

#1 Uptown is downtown.

Uptown Charlotte is the central business district of Charlotte, North Carolina, and is a vibrant and exciting place to visit. The area is home to various attractions, including the NASCAR Hall of Fame, the Mint Museum, and the Levine Museum of the New South. It also has a wide range of restaurants, shops, and entertainment venues. Uptown Charlotte is home to a number of entertainment venues, including Bank of America Stadium (home of the Carolina Panthers NFL team), and Spectrum Center (home of the Charlotte Hornets NBA team). In addition, the area is home to a number of several greenspaces including Romare Bearden Park and the Little Sugar Creek Greenway.

#2 Charlotte is home to many diverse neighborhoods.

Charlotte, North Carolina is a diverse city with a variety of neighborhoods that reflect its cultural and economic diversity. Some of the city’s neighborhoods are more affluent and primarily residential, while others are more urban with a mix of residential, commercial, and industrial areas. Communities in Charlotte known for their diversity include Plaza Midwood, which is home to a mix of professionals, artists, and families. Another diverse neighborhood is NoDa (short for North Davidson), which is known for its arts scene and eclectic mix of residents. The Elizabeth neighborhood has a mix of single-family homes and apartments. And, Dilworth is a residential area with a mix of restaurants, and South End is a more urban neighborhood with a mix of residential and industrial areas.

Lake Wylie, SC

Photo: Kelly Sikkema on Unsplash

#3 Charlotte has beautiful lakes.

Lake Norman and Lake Wylie are two popular lakes located in Charlotte, NC. Both lakes are known for their beautiful natural surroundings and offer a variety of recreational activities for residents and visitors. Lake Norman, which is located just north of Charlotte, is the largest man-made lake in the state. It is home to a number of marinas, restaurants, and other amenities. Lake Wylie, which is located just south of Charlotte, is a smaller lake. It is home to a number of parks and recreational areas, as well as several marinas and boat ramps. Both Lake Norman and Lake Wylie are popular destinations for residents and visitors to the Charlotte area. They offer a wide range of recreational activities and amenities. Whether you are looking to relax on the beach, go fishing, or enjoy a day out on the water, these lakes have something for everyone.

#4 Greenways, greenways, and more greenways!

Charlotte has greenways in every pocket of the city and they will all connect by the end of 2023, making for one seamless intracity greenway called the Cross Charlotte Trail (XCLT). These trails are typically located along natural corridors such as rivers, creeks, and abandoned rail lines, and they can be used for activities such as walking, biking, and running. There are several greenways in Charlotte, including the Little Sugar Creek Greenway, which runs through the city’s center and connects several neighborhoods and parks. Other greenways in the city include the McAlpine Creek Greenway, the Stewart Creek Greenway, and the Four Mile Creek Greenway. Greenways in Charlotte are managed by the Charlotte Department of Transportation. They are an essential part of the city’s network of trails and bikeways. They provide residents and visitors with opportunities to enjoy the outdoors and engage in physical activity, and they also serve as essential corridors for wildlife habitat and conservation.

#5 Lots of roads in Charlotte change names.

There are several roads in Charlotte, North Carolina, that change names as they pass through different neighborhoods or jurisdictions. One example is Independence Boulevard, which changes its name to Eastway Drive as it passes through the east side of the city. Other roads in Charlotte that change names include:

  • Fairview Road: Changes to Sardis Road, which turns into Rama Road in the southeastern part of the city
  • Providence Road: Changes to Marvin Road in the southeast part of the city
  • South Boulevard: Changes to Park Road in the South Park neighborhood
  • Beatties Ford Road: Changes to Rozzelles Ferry Road in the northwest part of the city
  • Billy Graham Parkway: Changes to Statesville Road as it passes through the north side of the city
  • Wilkinson Boulevard: Changes to Freedom Drive in the northwest part of the city

It’s important to pay attention to road signs and be aware of these name changes, as they can confuse visitors or newcomers to the city.

Charlotte BBQ

Photo by Kitera Dent on Unsplash

#6 Amazing BBQ… Better than Texas or Midwest.

There I said it! Charlotte, North Carolina has a thriving food scene, and BBQ is one of the city’s specialties.

There are several BBQ restaurants in Charlotte that are known for their delicious, slow-smoked meats and flavorful sauces. Some popular BBQ joints in Charlotte include:

  • Midwood Smokehouse, for its award-winning BBQ and craft beers
  • Mac’s Speed Shop, which serves up classic BBQ dishes such as pulled pork and ribs
  • Smokey Joe’s BBQ, which is known for its traditional southern BBQ
  • Sauceman’s BBQ, which serves up a variety of BBQ meats and sides.

In addition to these conventional BBQ restaurants, Charlotte also has a number of newer, more modern. BBQ spots that offer unique twists on classic BBQ dishes. With such a wide range of BBQ options to choose from. there is something for every BBQ lover to enjoy in Charlotte.

#7 Taxes are higher in Charlotte, NC

Charlotte has relatively high property taxes compared to other cities in the state. According to the Tax Foundation, the average effective property tax rate in Charlotte is 1.29%. This is higher than the state average of 0.77%. In addition to property taxes, Charlotte residents also pay state and local sales taxes. The state sales tax rate in North Carolina is 4.75%, and the local sales tax rate in Charlotte is 2.5%, for a total sales tax rate of 7.25%. The state income tax rate in North Carolina ranges from 5.25% to 7.25%, depending on income level. While the tax burden in Charlotte may be higher than in some other cities, it also has a strong economy and a high quality of life, making it an attractive place to live and work.  2023 is a TAX REVALUATION year.  Learn about that here

#8 Charlotte is rapidly growing because everyone is moving here

Charlotte has experienced significant population growth in recent decades. According to data from the U.S. Census Bureau, the population of Charlotte increased by 23% between 2010 and 2020, from 731,424 to 903,393. The city’s population is expected to continue growing in the coming years. Several factors contribute to Charlotte’s growth, including its strong economy, diverse job market, and high quality of life. Charlotte is home to several major corporations and financial institutions, and it has a thriving startup scene and a growing tech sector. The city is also home to several universities and colleges, which helps act a diverse and educated workforce. In addition to its strong economy, Charlotte is known for its attractive natural setting and outdoor recreation opportunities.  Currently, Zillow has CHARLOTTE ranked as the #1 market to watch for 2023.

Charlotte, NC or North and South Carolina are amongst the top 5 states people are flocking to.  For more tips on moving to Charlotte NC and questions on the different areas, schools, things to do.. All that good stuff – let’s talk!

Contact Danielle Edwards for information on Charlotte, NC, real estate.

Questions to Ask Real Estate Agent - Charlotte, NC

Charlotte Realtor®

Tips on Moving to Charlotte NC

Danielle Edwards

South Charlotte Real Estate
Realtor, REMAX EXECUTIVE

Hefferon | Edwards Team
704-761-7484
Licensed In: NC
License #: 249833
Contact Me

Questions to Ask Real Estate Agent - Charlotte, NC

 

 

 

 

 

 

 

 

 

 

 

Useful Links
What does your equity say?
Buyer Market Update Reports

Danielle Edwards Favorite MUST have Charlotte Real Estate Links

Buyer real estate software for market  updates

Best real estate software for the value of your home

Search Charlotte Properties with Danielle

Check out my FIVE STAR REVIEWS here!

 

 

 

 

How to Give Back This Holiday Season in Charlotte, NC

by

How to Give Back This Holiday Season in Charlotte, NC

It’s the most wonderful time of the year! The city is lit, the food is decadent, and the parties are fun. But we all know what’s important—enjoying quality time with the people you cherish and helping your community by giving your time, gifts, or donations to those in need. As it is said, it is better to give than receive. And there’s no better time to apply that mantra than during the holiday season. Here’s a list of nonprofits you can support and ideas on how to give back this holiday season in Charlotte, NC.

The Salvation Army

The Salvation Army’s Angel Tree program helps provide Christmas gifts for children in need. You can choose a gift from the Angel Tree registry through a partnership with Walmart and drop off the gift at their Christmas Center located at 2708 Yorkmont Road, Charlotte, NC 28208. Distribution starts on December 16th. And donations are always accepted in lieu of gifts.

The CMPD Explorers

The CMPD Explorers Christmas Project partners with the Salvation Army Christmas Assistance Program to provide Christmas presents for hundreds of children in the Charlotte area. They accept toy donations for children under 14 years old at any Charlotte Fire Station or CMPD office. You can also set up a toy drive at your business, school, or church. Of course, donations are always accepted as well!

Toys for Tots

Toys for Tots makes a huge impact in Charlotte. Last year, they distributed 19,796 toys to children in need. You can request a Toys for Tots box to put in the lobby at your business, school, or church. Or you can find a list of public boxes to donate toys here.

Charlotte Rescue Mission

Charlotte Rescue Mission. This faith-based organization is dedicated to helping people and families impacted by addiction. During the holiday season, Charlotte Rescue Mission accepts money, food, clothes, and medicine donations. They also accept notes of hope and encouragement.

Thompson Child & Family Focus

Thompson Child & Family Focus make the holidays magical for almost 800 children by stuffing their stockings and their hearts. Secret Santa wish lists are available through a Child’s Place, Friends of the Children, Wraparound, and Family partners.

A Roof Above

A Roof Above serves the housing-insecure families of Charlotte. They depend on community donations to help get them through the winter comfortably. They also host a collection drive during the holiday season or you can purchase items from their Amazon Wishlist.

The Harvest Center

The Harvest Center of Charlotte invites families to assist with meal preparation and serving local Charlotteans in need. They encourage you to also sit down, eat and socialize with those you serve to build new friendships and connections. They also welcome volunteers to help with move-in preparations and campus beautification.

Neighborhood Cookie and Hot Cocoa Stand

And, one of my favorites, if you have a little entrepreneurial spirit at home, set up your own cookie and hot cocoa stand with proceeds going to your favorite local charity!

 

Contact Danielle Edwards for information on Charlotte, NC, real estate.

Questions to Ask Real Estate Agent - Charlotte, NC

Charlotte Realtor®

Danielle Edwards

South Charlotte Real Estate
Realtor, REMAX EXECUTIVE

Hefferon | Edwards Team
704-761-7484
Licensed In: NC
License #: 249833
Contact Me

Questions to Ask Real Estate Agent - Charlotte, NC

 

 

 

 

 

 

 

 

 

 

 

Useful Links
What does your equity say?
Buyer Market Update Reports

Danielle Edwards Favorite MUST have Charlotte Real Estate Links

Buyer real estate software for market  updates

Best real estate software for the value of your home

Search Charlotte Properties with Danielle

Check out my FIVE STAR REVIEWS here!

 

 

 

 

5 Things I Love About South Carolina!

by

5 Things I Love About South Carolina!

South Carolina is a sure bet if you’re looking for big-city amenities with a slower pace of life. I sell a lot of homes on the South Carolina side of Charlotte, primarily to families looking for top-rated schools and retirees looking to take advantage of all the recreational opportunities this beautiful palmetto state has to offer. Watch my video to learn about the top 5 things I love about South Carolina.


 

Fireworks All Day, Everyday

Who doesn’t love the beautiful display of colors lighting up the night sky? South Carolina fireworks are some of the best in the country too. Many other states only allow the sale of “safe and sane” fireworks, but South Carolina allows the purchase of any Consumer-class (C-class) fireworks, with a few exceptions. Fireworks are legal to light every day. So, be safe and respectful of your neighbors, and enjoy shooting fireworks all year in South Carolina.

Cheaper Liquor and Gas

Are you starting to sense a vibe about South Carolinians? Yep, they sure know how to have a good time! Because the state does not operate liquor stores in South Carolina, SC liquor stores can compete, driving down the costs. So go on down to Frugal MacDoogal’s at the Carowinds exit and enjoy your savings — and don’t forget to gas up while you are there!

Charleston, SC

Courtesy of @Leonel-Heisenberg on Unsplash

Beaches, Beaches, Beaches

From famous rockin’ Myrtle Beach to upscale Hilton Head Island to quieter beaches like Daufuskie Island, there’s a beach for every personality and lifestyle. My personal favorites are the charming beaches surrounding Charleston, SC. Enjoy spending your days on Folly Beach and later eating at some of the finest restaurants in the country in beautiful, historic Charleston, SC.

Lower Taxes

South Carolina enjoys some of the lowest property tax rates of any state. The current tax rate below the NC border is 0.560%, compared to 1.05% in Charlotte’s Mecklenburg county. This difference is a savings of almost $2,000 a year when comparing a $400,000 house in South Carolina vs. Mecklenburg county!

Location

Charlotte is a stone’s throw away from the South Caroline border. South Carolina offers peaceful country living, affordable homes, and cheaper taxes. And it is just a short drive from all of the amenities in nearby Charlotte, making it a suitable choice for South Charlotte commuters and retirees. I’ve helped buyers in the communities of Fort Mill, Indian Land, Lancaster County, and York County find the home of their dreams, and I can help you too!

Contact Danielle Edwards for information on Charlotte, NC, real estate.

Questions to Ask Real Estate Agent - Charlotte, NC

Charlotte Realtor®

Danielle Edwards

South Charlotte Real Estate
Realtor, REMAX EXECUTIVE

Hefferon | Edwards Team
704-761-7484
Licensed In: NC
License #: 249833
Contact Me

Questions to Ask Real Estate Agent - Charlotte, NC

 

 

 

 

 

 

 

 

 

 

 

Useful Links
What does your equity say?
Buyer Market Update Reports

Danielle Edwards Favorite MUST have Charlotte Real Estate Links

Buyer real estate software for market  updates

Best real estate software for the value of your home

Search Charlotte Properties with Danielle

Check out my FIVE STAR REVIEWS here!

 

 

 

 

5 Things to Know About Living in Indian Land, SC

by

5 Things to Know about Living in Indian Land, SC

Indian Land, SC, is becoming one of the top Charlotte, NC suburbs. Forbes magazine named Indian Land a top “Boom town” in the nation. And for a good reason. There’s a lot of love about this beautiful, sprawling setting, located just south of Charlotte in Lancaster county. Read on to learn about the benefits of living in Indian Land, SC.

LOCATION

Indian Land is an unincorporated community in the northernmost part of Lancaster County, SC. It offers peaceful country living, affordable homes, and taxes and is just a short drive from all of the amenities in nearby Charlotte and Fort Mill. Indian Land is 15 minutes from the Ballantyne area and only 45 minutes from uptown Charlotte, making it a suitable choice for South Charlotte commuters and retirees. 

LOWER TAXES

South Carolina enjoys some of the lowest property tax rates of any state in the US. And Indian Land is no exception. The current tax rate in Lancaster County is 0.560%, compared to 1.05% in Charlotte’s Mecklenburg county. This difference is a savings of almost $2,000 a year when comparing a $400,000 house in Lancaster County vs. Mecklenburg county!

DEVELOPMENTS

Indian Land, SC, is booming! Residential and retail communities continue to develop, and many of the communities cater to the active adult lifestyle. 

  • Bridgemill: Homes range from $600,000 to over $1 million. Beautiful lots, landscaping, and, yes, sidewalks! You are close to TONS of shopping, restaurants, a movie theater, the YMCA, doctor’s offices, and the highway. Watch my video below to see the beautiful Bridgemill. 

  • Sun City at Carolina Lakes: The largest Active Adult golf course community in the Charlotte region that lies on the banks of the Catawba River in SC. This 3,160-home community across 1,512 acres of scenic hills and forests allows residents to enjoy a low-maintenance lifestyle and access amenities, including two large clubhouses and an 18-hole golf course.
  • CrossRidge Center is a 190-acre mixed-use commercial development site just miles from Charlotte’s affluent Ballantyne Community. The site offers more than 1,500 feet of frontal-facing property on Hwy 521. 
  • ParkStone at Indian Land: ParkStone has begun clearing the ground on approximately 46 acres of Land off of 521. The plan includes a mix of medical, commercial, and retail space adjacent to 266 luxury apartments in 10 buildings.

AMENITIES

Although Indian Land has more of a rural vibe and no real “downtown,” plenty of businesses keep you close by. The commercial areas include food and local restaurants, convenience stores, grocery, and even a Super Walmart. 

The best part of living in Indian Land is the connection to the Land and nature. Outdoor lovers will appreciate the Andrew Jackson State Park, which offers hiking, canoeing, camping, fishing, and picnicking. The park has plenty of recreational attractions, including a campground, a fishing lake, picnic shelters, and nature trails.

Indian Land, SC Homes for Sale

Also nearby is the Landsford Canal State Park, a former canal on the banks of the Catawba River. The park is the perfect site for hiking and mountain biking since many trails exist.

For families or retirees interested in joining a social club, the Firethorne Country Club is just across the NC border and a local Lancaster, SC favorite. A luxury country club with a reasonably challenging golf course and a very active tennis league. It is located three miles south of Ballantyne and is part of the club group. 

ECONOMY

Although Indian Land is a small rural town, it’s the home to the HQs of several major businesses, including Continental Tire North America, Red Ventures, Sharonview Federal Credit Union, The Inspiration Networks, and Movement Mortgage. Also located here are large branches of Honeywell, URS Corporation, TriNet, and Keer America Corporation.

 

Contact Danielle Edwards for information on Charlotte, NC, real estate.

Questions to Ask Real Estate Agent - Charlotte, NC

Charlotte Realtor®

Danielle Edwards

South Charlotte Real Estate
Realtor, REMAX EXECUTIVE

Hefferon | Edwards Team
704-761-7484
Licensed In: NC
License #: 249833
Contact Me

Questions to Ask Real Estate Agent - Charlotte, NC

 

 

 

 

 

 

 

 

 

 

 

 

Useful Links
What does your equity say?
Buyer Market Update Reports

Danielle Edwards Favorite MUST have Charlotte Real Estate Links

Buyer real estate software for market  updates

Best real estate software for the value of your home

Search Charlotte Properties with Danielle

Check out my FIVE STAR REVIEWS here!

Contact

Danielle Edwards
RE/MAX Executive
12104 Copper Way Ste. 100
Charlotte, NC 28277
704-276-6882
info@soldondanielle.com

Get Social

   

RE/MAX Executive