Danielle Edwards

RE/MAX Executive

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Costs to Remember when Buying a Home

March 10, 2023 by Danielle Edwards

Learn About Home Buying Costs

When buying a home, there are many costs that go beyond the down payment and mortgage.

Homebuyers should factor in several additional expenses such as closing costs, appraisal fees, transfer tax, homeowner’s insurance fees and more. What’s more, these costs differ by state.

 

Closing Costs:

Closing costs typically include lawyer fees, title search fees and other administrative expenses associated with the completion of a sale agreement. Depending on where you live, closing costs could range from 2-5% of the purchase price of the home.

 

Appraisal Fees:

Appraisal fees generally depend on the size and complexity of the property being appraised but can range from $200-$1000 or more in some cases.

 

Transfer Taxes:

Transfer taxes are state or local fees that are paid on the sale of a house. The amount of transfer tax can range from 0-2% of the purchase price, depending on where you live.

 

Homeowner’s Insurance Fees:

Homeowners insurance is an annual fee that pays for repairs and damages to the home. Generally, this type of insurance costs between 0.2-1% of the purchase price annually.

 

Inspection Fees:

Home inspections typically cost around $500-$1000 but can vary widely depending on factors such as the size of the house and any special features it may have.

 

Closing Costs:

Closing costs can include fees for attorney’s services, title insurance, loan origination fees and other charges associated with obtaining a mortgage. Depending on your location, closing costs generally range from 2-6% of the purchase price.

 

Utility Bills:

Utility bills cover water, electricity, gas and other features such as trash pickup. These bills can range from a few hundred dollars to thousands of dollars per month, depending on your location, the size of your home and how energy efficient it is.

 

Maintenance & Repairs:

Home maintenance and repairs may cost anywhere between 2-4% of the purchase price annually. This includes costs for basic maintenance like mowing the lawn, as well as larger projects such as replacing a roof or an HVAC system.

 

Property Taxes:

Property taxes are paid annually and are calculated based on the assessed value of your home. The amount can range from 0.5-2% of your purchase price each year.

 

Insurance:

Homeowners insurance is typically required by the lender and can range from 0.2-1% of the purchase price each year. The cost may depend on your location, the size of your home and other factors.

 

HOA Fees:

If you are buying a condo or a home in a planned development, you may have to pay homeowner association (HOA) fees which cover shared amenities such as pools, common areas and parking lots. The cost of these fees can vary greatly depending on the type of property and the amenities offered.  Some communities will have capital contribution fees also, you see this more in the master plan communities.

 

Contact Danielle Edwards for information on Charlotte, NC, real estate. 

Danielle won Charlotte’s Best Female Realtor of 2022 by Elevate Magazine

Danielle Edwards

Charlotte Realtor® Danielle Edwards has been helping clients with their real estate needs since 2006.
2023 is the year of the Professional Realtor and getting back to a more normal real estate market.

Danielle Edwards
Charlotte Real Estate
Realtor, REMAX EXECUTIVE
Hefferon | Edwards Team

704-761-7484
Licensed In: NC
License #: 249833
Contact Me

Questions to Ask Real Estate Agent - Charlotte, NC

 

 

 

 

 

 

 

 

 

 

 

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Filed Under: Personal Interest, Uncategorized Tagged With: 28104, 28105, 28210, 28211, 28226, 28270, 28277, Appraisal, best real estate agent in charlotte, best realtor charlotte, charlotte favorite realtor, charlotte real estate tips, Closing Costs, HOA Fees, Homebuying, Homebuying Costs, Homebuying Tips, Homeowner's Insurance Fees, Insurance, Property Taxes, real estate tips, Repair Fees, top realtor charlotte

Providence Plantation Neighborhood

October 25, 2022 by Danielle Edwards

Providence Plantation Neighborhood

RE/MAX Collection home for sale in Providence Plantation

listed by Amy Rottman with HEFFERON | EDWARDS TEAM

This home in Providence Plantation oozes character, nature, and ready for entertaining!

2700 High Ridge Rd, Charlotte, NC 28270

$979,000

4/3

1.23 acres

Providence Schools- Providence Springs Elementary, Crestdale Middle and Providence High

 

 

VIDEO TOUR

LISTING INFO

Providence Plantation Neighborhood Driving Tour

Providence Plantation is a sprawling community connected South Charlotte and Matthews, NC.  This community has homes starting from the 1980s to newer homes of today.  Most are custom homes which give this community character.  The backend of Providence Plantation Neighborhood has more standard homes with smaller lots.

Deer are frequent here in Providence Plantation and there are no sidewalks.  However, there is the Providence Plantation pool club you can join that also features a swim team!

Schools

Most people choose to live here for its great location to 485, top Public Schools, and excellent access to private schools like Charlotte Latin, Carmel Christain, Telra Academy and Socrates Academy.

If you don’t like cookie cuter and being close to your neighbors and no hoa… Providence Plantation might be the perfect fit for you to call home in Charlotte, NC.

Danielle Edwards RE/MAX EXECUTIVE

Luxury Charlotte Real Estate

team@hefferonedwardsnc.com

 

Filed Under: For Sale Tagged With: 28270, best places to live for families in charlotte, best places to live in charlotte, Charlotte, charlotte real estate, Charlotte realtor, Charlotte Suburbs, for sale charlotte, providence plantation, providence plantation neighborhood, real estate south charlotte, realtor charlotte, remax executive, remax realtor

What can $400,000 buy you in Charlotte , NC?

April 1, 2021 by Danielle Edwards

What can $400,000 buy you in Charlotte, NC

Welcome to Charlotte, NC. One of the fastest growing cities in the South. The climate in Charlotte, international airport, technology hub and banking center make this a city that people want to move to and companies want to be apart of.

When I first moved to Charlotte in 2006 $400,000 could go a long way. That is not so much the case. The building supply has not kept up with the speed in which people are moving to Charlotte. It is estimated an average of 157 people a day move to the Queen City .

Here is a video I did showing listings on the market in this price point. This video will also give you an idea on the areas where you can find homes in this price point and how the type of home may differ.

What can $400,000 buy you in Charlotte, NC?

 


Danielle Edwards

South Charlotte Real Estate
Realtor, REMAX EXECUTIVE

Hefferon | Edward Team
704-761-7484
Licensed In: NC
License #: 249833
Contact Me

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

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What does your equity say?
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Buyer real estate software for market  updates

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Filed Under: Charlotte News and Information Tagged With: 28226, 28270, 28277, Ballantyne, Charlotte NC, danielle edwards, home prices charlotte, Matthews, north carolina, olde providence, PIper glen, remax, remax agent, remax executive, Southpark, what can $400000 buy you in charlotte

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Contact

Danielle Edwards
RE/MAX Executive
12104 Copper Way Ste. 100
Charlotte, NC 28277
704-276-6882
info@soldondanielle.com

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